In many scenarios it is fairly easy to make a decision but the following is very intricate. Working for a company: It is very important to know if your or your spouse’s employer offers a health insurance plan through work. If they do – you may not qualify for subsidies at all, even if your …
by Danko Iordanov, EA The following are cases where the employer doesn’t offer health insurance or you are self-employed Single without dependents This could be a beneficial scenario for you. If you don’t have insurance and if your 2012 profit and MAGI is over $15,856 and under $45,960 you may qualify for government help to get insurance through an …
by Danko Iordanov, EA Income below the minimum threshold – either single or married If your 2012 income was under: $15,856 for 1 person household, $21,404 for 2 people household, $26,951 for 3, and $32,499 for 4 people household then you could qualify for a different type of assistance: Medicaid (Medi-Cal in California). Medicaid was expanded to reach more …
by Danko Iordanov, EA Premium Assistance Credit and Calculation This is the portion of the health insurance premiums that the government pays on your behalf. There are several factors that determine if you qualify for it and the amount you get. They are your household income (MAGI), and the cost of the second level (Silver) plan for you. The …
by Danko Iordanov, EA 
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by Danko Iordanov, EA